How To Apply for an MCHFH House

Homes are built using volunteer labor and some donated materials. Then employing biblical economics, homes are sold to families in need, at no profit and a zero interest mortgage. This is not a rental program! Habitat partner families repay the cost of the house using an interest-free mortgage. This money is then used to build more houses in Midland County.

Homeowners, in addition to repaying the cost of the home, are required to participate in the construction of their new home and to help other prospective homeowners build their homes. This is called sweat equity and is a mainstay of Habitat's practices.

MCHFH accepts applications for housing once a year. You must attend an informational meeting to receive your application. The selection process is very thorough and there are a limited number of houses that we can build.

If you are interested in being considered for the Habitat program, contact our office manager at (989) 496-0900 to sign up. When we are ready to accept applications, we will contact you and let you know that applications are open.